Our Trusted FD Partners
Bajaj Finserv Fixed Deposits
- Attractive interest rates for various tenures.
- High credit rating of MAAA (CRISIL) and FAAA (CARE) for safety.
- Flexible interest payout options (monthly, quarterly, half-yearly, yearly, cumulative).
- Special rates for senior citizens.
Shriram Finance Fixed Deposits
- Competitive interest rates, often higher than banks.
- Stable and reliable investment option with good credit ratings.
- Variety of tenure options to suit different financial goals.
- Trusted by millions of investors across India.
Calculate Your FD Returns
Your FD Returns Summary
Enter details and click 'Calculate Returns' to see your potential earnings.
*Disclaimer: Interest earned on Fixed Deposits is taxable as per income tax laws. Please consult your tax advisor.
Investment Growth Chart
Detailed Payout Schedule
Calculation details will appear here.
What Our Clients Say
“GarudVista helped me invest my retirement funds with confidence. Highly professional and transparent service.”
“I’ve diversified my NRO funds into multiple FDs through GarudVista. Seamless and NRI-friendly!”
“The FD returns and safety they offer beat what I got from my bank. Also love their responsive support.”
“Exceptional returns and peace of mind. GarudVista is my go-to for secure investments.”
“The team at GarudVista is knowledgeable and always available to clarify my doubts. A truly professional experience.”
“I appreciate the transparent process and the diverse range of FD options. My money feels truly safe with them.”
✨ Additional Highlights
Live FD Calculator & Planner
Our interactive calculator allows you to instantly project potential returns for various tenures and rates, complete with a visual growth chart and a detailed payout schedule. Plan your investments with precision.
NRI-Friendly Investment Options
We specialize in catering to Non-Resident Indians (NRIs). Seamlessly invest in top Indian FDs through your NRO accounts, ensuring compliance and maximizing your earnings back home.
FD Laddering Strategy Tool
Optimize your liquidity and maximize returns by building a personalized FD ladder. Our tool helps you distribute your investments across different maturities, ensuring regular cash flow and minimizing reinvestment risk.
Comprehensive Market Insights
Stay ahead with our expert analysis on FD rate trends and market movements. Understand factors influencing interest rates and receive timely guidance to make informed investment decisions.
Transparent Comparison Tools
Easily compare Fixed Deposits with other popular investment instruments like savings accounts, liquid funds, debt funds, and equities. Understand the risk, liquidity, and taxation aspects to align with your financial goals.
24/7 Dedicated Support
Our team of experienced financial advisors is available round-the-clock to answer your queries, provide personalized guidance, and ensure a smooth investment journey from start to finish.
💡 Understanding Your Investment
Throughout our FD calculator, you'll notice small info icons. These are designed to provide quick, helpful explanations for key financial terms, ensuring you have all the information you need to make informed decisions.
Key Financial Concepts:
- Principal: The initial amount of money you invest in an FD. This is the base on which interest is calculated.
- Annual Interest Rate: The percentage of your principal that you earn as interest over a year. Higher rates generally mean higher returns.
- Tenure: The duration for which your money is locked in the Fixed Deposit. Longer tenures often come with higher interest rates.
- Cumulative FD: An FD where the interest earned is reinvested along with the principal. This allows your interest to earn more interest, leading to higher returns over time (compounding).
- Periodic Payout FD: An FD where the interest earned is paid out to you at regular intervals (monthly, quarterly, etc.). Your principal remains untouched and is returned at maturity.
- Inflation-Adjusted Returns: This shows what your investment is truly worth after accounting for the erosion of purchasing power due to inflation. It's your real return.
Understanding these terms is crucial for effective financial planning. Our goal is to make complex financial concepts accessible to everyone.
🎯 Personalized FD Recommendation
Answer a few quick questions to find the Fixed Deposit that best suits your financial goals.
🪜 Build Your FD Laddering Strategy
Optimize your liquidity and returns by creating an FD ladder. Enter your total investment and desired maturity intervals.
⚖️ FD vs. Other Investments
Compare Fixed Deposits with other popular investment instruments to see which aligns best with your financial objectives.
Prefer talking directly? Chat with our investment desk on WhatsApp.
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